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Agents, more great cash incentives have arrived! Incentive trip opportunities are also ongoing! Please remember that there are less than three months left for you to earn production toward incentive trips. Many carriers have a low threshold for first-year contracted agents. If you need help or have questions regarding an incentive, please contact the carrier or Empower Brokerage. When you earn production points toward a carrier’s trip incentive, you can also earn points toward Empower Brokerage’s invitation-only trip.
¡Agentes, han llegado más fantásticos incentivos en efectivo! ¡Las oportunidades de viajes de incentivo también están en curso! Recuerde que le quedan menos de tres meses para ganar producción para viajes de incentivo. Muchas compañías de seguros tienen un umbral bajo para los agentes contratados por primer año. Si necesita ayuda o tiene preguntas sobre un incentivo, comuníquese con la compañía de seguros o con Empower Brokerage. Cuando gana puntos de producción para el incentivo de viaje de una compañía de seguros, también puede ganar puntos para el viaje solo por invitación de Empower Brokerage.
Life and Annuity Sales Incentives
American-Amicable
American-Amicable is offering monthly bonus bucks.
Timeframe: Ongoing
Earn bonus bucks every month!
ANICO
ANICO is offering an ongoing incentive that includes free pension installation and administration.
No annual fees for your own pension plan.
Corebridge Financial
Earn up to $2500 extra on your SimpliNow Legacy simplified issue whole life sales.
This Final Expense Agent Bonus Program runs from January 1 to December 31, 2023.
Sell SimpliNow Legacy Max (level death benefit) or SimpliNow Legacy (graded death benefit) and receive a bonus after writing one qualifying application. Write 10 applications and earn $2500!
Foresters Fund Your Dreams Incentive
Foresters is continuing to offer a quarterly agent incentive. You can earn cash bonuses quarterly based on Foresters point system. Points will reset to zero at the beginning of each new quarter.
12% bonus for producers with 20,000 to 24,999 points
15% bonus for producers with 25,000 to 29,999 points
18% bonus for producers with 30,000 or more points
Please see official flyer for points system.
Quarterly qualification periods during 2023
- Q1: January 1 – March 31
- Q2: April 1 – June 30
- Q3: July 1 – September 30
- Q4: October 1 – December 31
Illinois Mutual Fast Start Cash Bonus
Illinois Mutual is offering new life producers a chance to earn extra money.
You can earn up to $1,500 in cash.
Submit and pay for a minimum of five applications, with $7,000 in annualized paid life premium, within six months of the date of your first paid life application to receive and extra $1,500.
View Illinois Mutual Fast Start flyer
Illinois Mutual Quarterly Life Incentives
Timeframe: Ongoing, Quarterly
Quarter 4 qualifying period: October 1, 2023 to December 29, 2023
Hit sales targets for an opportunity to earn cash incentives
Earn between $500-$4,000
View Illinois Mutual Quarterly Incentives flyer
Mutual Trust
Mutual Trust is offering an education reimbursement.
Timeframe: Ongoing
Based on your New Business Credit, you may qualify for up to $1,500 in reimbursements.
Medicare and Medicare Supplement Incentives
Aetna Senior Supplemental Insurance Rewards 2023 – Your Reward, Your Way
Aetna is offering a cash incentive or travel reward for agents who sell:
- Medicare Supplement = one-for-one on production
- Final Expense = two-for-one on production
- Complementary = three-for-one on production
Qualification Period: January 1, 2023 – December 31, 2023
View Aetna: Your-Reward-Your-Way flyer
Aetna Medicare Supplement and Ancillary products Bonus Programs
Medicare Supplement Bonuses:
$100 for each underwritten electronic application
$25 for each Open Enrollment electronic application
To receive a payout, you must submit a minimum of five signed applications monthly (underwritten, guaranteed issue or open enrollment) and policies must be issued by dates indicated on official flyer.
Qualification Period: October 1 – 31, 2023, November 1 – 30, 2023, December 1 – 31, 2023
Ancillary & Life Products:
$50 for each electronic application
Submit a qualifying Medicare Supplement application with a qualifying ancillary product listed on the official flyer and receive an additional $50 bonus per application.
Qualification Period: October 1 – 31, 2023, November 1 – 30, 2023, December 1 – 31, 2023
Allstate Health Solutions
Sell Medicare Supplement policies and earn unlimited bonuses!
- When you sell 1 to 30 policies, you can earn a $200 bonus per policy for underwritten plans and can earn a $50 bonus per policy for open enrollment applications.
- When you sell 31 or more policies you can earn a $300 bonus per policy for underwritten plans and can earn a $75 bonus per policy for open enrollment applications.
Extra Bonuses
- Bundle Dental/Vision/Hearing with Medicare Supplement to earn an additional $50 bonus per policy.
- Earn an additional $50 per birthday/anniversary policy.
Cigna WINCENTIVES 2023: Cash Bonuses
Cigna is offering agents more ways to earn money with the WINCENTIVES campaign.
These offers are available from January 1 to December 31, 2023.
- $100 for every application you write for underwritten Medicare supplement Plans F, G, or N.
- $25 for every application you write for qualifying Supplemental Health products
- $25 for every Flexible Choice Dental, Vision & Hearing application each month
Humana – Medicare supplement plans: Harvest new earnings this fall!
Qualifying Period: October 1, 2023 – December 31, 2023
Earn unlimited bonuses for new business applications submitted and approved in October, November, and December 2023 for Humana Achieve Medicare Supplement Plans, starting with the first issued app! Qualify with just one issued case.
Click the link below to see the Humana payout schedule for your state.
Mutual of Omaha – Medicare supplement Broker Bonus Program
You will receive a cash bonus when you sell Mutual of Omaha Medicare supplement product from July 1, 2023 – December 31, 2023.
You need a minimum of five Medicare supplement policies issued in a month.
Wellabe | Medico a Wellabe Company
Finish the year strong with Medicare Supplement incentives.
Qualifying Period: October 1, 2023 – December 31, 2023
Qualify with 10 approved and taken policies
Any combination of Underwritten and Open Enrollment/Guaranteed issue/Special Enrollment Period
Policies must be effective by February 1, 2024 and must be approved before payout to be eligible.
- $300 for each Medicare Supplement underwritten application
- $25 for each Open Enrollment, Guaranteed Issue application, or Special Enrollment Period Medicare Supplement application
Wellpoint | Amerigroup
Check out Wellpoint’s Medicare Supplement Bonus Program for Texas.
From January 1, 2023 through December 1, 2023 effective dates, you can earn more for each Wellpoint Medicare Supplement (Medigap) plan sold to a newly eligible beneficiary during their Medigap Open Enrollment Period. You can also earn an even larger bonus when you sell underwritten plans!
Medicare Supplement Open Enrollment Bonus
- Sell 3-4 plans, earn an extra $100 per sale
- Sell 5-9 plans, earn an extra $150 per sale
- Sell 10+ plans, earn an extra $200 per sale
Medicare Supplement Underwritten Plan Bonus
- Earn $400 for each Medicare Supplement plan with an approved underwritten application
Ancillary Sales
Allstate Health Solutions: Short Term Medical plans
Get more out of your sales with this bonus opportunity.
The more you sell, the more you earn per policy. Qualifying Allstate Health Solutions Short Term Medical (STM) plans sold between October 1, 2023, to December 31, 2023, can keep you in the green.
Get bonuses after selling at least 15 Short Term Medical policies. Earn a bonus for every policy sold.
Allstate Health Solutions: Supplemental plans
In Q4, the more policies you sell, the more bonuses you can earn. Qualifying Allstate Health Solutions Supplemental plans sold between October 1, 2023, to December 31, 2023, can keep you in the green. Get bonuses for selling at least 15 supplemental policies. Earn a bonus for every policy sold.
View Allstate Supplemental flyer
Guarantee Trust Life
GTL is offering a fourth quarter bonus program. The qualification period is from October 1 – December 31, 2023.
- Submit 5-10 applications during Quarter 4 and receive $50 per application
- Submit 11-25 applications during Quarter 4 and receive $75 per application
- Submit 26+ applications during Quarter 4 and receive $100 per application
Once you cross a higher threshold, the bonus retroactively applies to all the previous qualified submitted applications.
Read about the different type of qualifying applications on the flyer below.
United National Life
UNL is offering a 4th quarter bonus program.
For qualified Shield Series Products: Short-Term Home Health Care Shield, Hospital Indemnity Shield, Guaranteed Issue Hospital Indemnity Shield, Caregiver Shield, Dental/Vision Shield, Dental Shield 2.0, Cancer, and Cancer Shield 2.0 applications submitted between October 1, 2023 and December 31, 2023.
- Submit 5-10 applications during Q4 and receive $50 per application.
- Submit 11-25 applications during Q4 and receive $75 per application.
- Submit 26+ applications during Q4 and receive $100 per application.
Wellabe | Medico a Wellabe Company: Short-Term Care Agent Incentive Kick-Off
For qualifying Short-term Care applications between August 19, 2023, and December 31, 2023.
- A minimum of 5 qualifying applications must be submitted and approved to qualify for the payout.
- Bonus tiers are counted accumulatively throughout the bonus period.
- Payments are retroactive back to first application.
Payout Tiers
• Tier 1: Sell five policies and receive $1,000
• Tier 2: Sell five additional policies and receive $750
• Tier 3: Each additional policy after 10 receives $100
Plus 4x the credit for the Medico Invitational
View Wellabe Short-Term Care flyer
Wellabe | Medico a Wellabe Company: Cross-Sell and Earn More
For qualifying dental, hospital indemnity, and first diagnosis cancer applications between October 1, 2023, and December 31, 2023.
- A minimum of 5 qualifying applications must be submitted and approved to qualify for the payout.
- Any combination of Dental, Hospital Indemnity, and First Diagnosis Cancer applications.
- Bonus tiers are counted accumulatively throughout the bonus period.
- Payments are retroactive back to first application.
Payout Tiers
- Tier 1: 5 -14 applications =$50 per application
- Tier 2: 15+ applications = $75 per application
Plus 2x the credit for the Medico Invitational
Trip Incentives
Aetna Senior Supplemental Insurance Rewards 2023 – Your Reward, Your Way
Aetna is offering a cash incentive or travel reward for agents who sell:
- Medicare Supplement = one-for-one on production
- Final Expense = two-for-one on production
- Complementary = three-for-one on production
Qualification Period: January 1, 2023 – December 31, 2023
Allstate Health Solutions
Cabo San Lucas, Mexico
Trip Dates: February Or March 2024
Qualification Period: December 15, 2022 – January 15, 2024
View Allstate Health Solutions flyer
American-Amicable
Venice, Italy
Trip Dates: June 19 – June 24, 2024
Qualification Period: January 1 – December 31, 2023
American National Insurance Company (ANICO)
Cabo San Lucas, Mexico
Trip Dates: May 19-23, 2024
Qualification Period: January 1 – December 31, 2023
Assurity
Vancouver, British Columbia, Canada
Trip Dates: June 17 – June 21, 2024
Qualification Period: January 1 – December 31, 2023
Cigna Supplemental Benefits
Monaco
Trip Dates: June 2 – 6, 2024
Qualification Period: March 1, 2023 – February 29, 2024
Columbus Life Insurance Company
Nassau, Bahamas
National Producer Conference Trip Dates: July 21 – 24, 2024
President’s Leadership Forum Trip Dates: July 24 – 27, 2024
Qualification Period: January 1, 2023 – December 31, 2023
Illinois Mutual (Disability Income Products)
Location: The Cloister Sea Island Resort on the Georgia coast
Dates: Sunday, April 28 to Wednesday, May 1, 2024
Qualification Period: January 1, 2023 – December 29, 2023
View Illinois Mutual Disability Income flyer
Illinois Mutual (Life Products)
Location: The Cloister Sea Island Resort on the Georgia coast
Dates: Sunday, April 28 to Wednesday, May 1, 2024
Qualification Period: January 1, 2023 – December 29, 2023
View Illinois Mutual Life flyer
Mutual of Omaha (Medicare Supplements & Dental/Vision Products)
Barcelona, Spain
Trip Dates: April 4 – 9, 2024
Qualification Period: January 1, 2023 – December 31, 2023
Mutual Trust Life Solutions
President’s Club Location: Casa de Campo, Dominican Republic
President’s Club Trip Dates: April 10 – 14, 2024
Chairman’s Club Location: Casa de Campo & Eden-Roc Cap Cana, Dominican Republic
Chairman’s Club Trip Dates: April 10 – 16, 2024
Qualification Period: January 1 – December 29,2023 by 12:00 PM (CST)
View Mutual Trust Life Solutions flyer
View Mutual Trust Life Solutions video
National Life Group
Cap Cana, Dominican Republic
Trip Dates: April 9 – 13, 2024
Qualification Period: January 1, 2023 – December 31, 2023
One America
Independent Leaders Conference Location: Santa Barbara, California
Independent Leaders Conference Trip Dates: June 2 – 6, 2024
View One America Independent Leaders Conference Trip flyer
Chairman’s Location: New Zealand
Chairman’s Trip Dates: March 16 – 26, 2024
View One America Chairman Trip flyer
Qualification Periods: January 1, 2023 – December 31, 2023
****BONUS UPDATE****
For November and December business submitted and paid by December 31, 2023, business will count as double production credit toward Santa Barbara AND the 2025 incentive trip.
For November and December business submitted in 2023 and PAID within 60 days after Jan. 1, 2024, business will count as double production credit toward the 2025 incentive trip.
Royal Neighbors of America
Laguna Niguel
Trip Dates: June 2 – 5, 2024
Qualification Periods: January 1, 2023 – December 31, 2023
Sentinel Security Life
Port Douglas & Sydney, Australia
Trip Dates: March 1 – 7, 2024
Qualification Periods: March 5, 2023 – December 31, 2023
View Sentinel Security Life flyer
Transamerica
Solage Resort in Napa Valley, California
Trip Dates: April 15 – 19, 2024
Qualification Period: January 1, 2023 – December 31, 2023
View Solage – Resort Overview video
Wellabe | Medico Invitational Experience
Location: Grand Hyatt Kaua’i Resort & Spa
Trip Dates: June 4, 2024 – June 9, 2024
Qualification Period: January 1, 2023 – December 31, 2023
Agents
We hope that this information on 2023 fourth quarter agent incentives is useful to you.
Empower Brokerage is dedicated to helping you make informed decisions about your health and finances. Whether it’s through webinar training, one-on-one calls, seminars, or marketing plans, we want you to be successful!
Give us a call at 888-539-1633 or leave a comment below if you have any questions.
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