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Why Sell Fixed Indexed Annuities?
Agents, National Life Group has compiled a list of their Top 10 Reasons why clients should purchase fixed indexed annuities from their reliable company. We know you will help your clients select the right carrier for them. Consider sharing some of National Life Group’s rationales listed below.
Saving Money with Limited Funds
- Flexible indexed annuities may start with premiums as low as $100 per month.
- Fixed Indexed Annuities offer guaranteed safety of principal and guaranteed minimum return even if the market performs poorly.
Income Stream Regardless of How Long You Live
- Lifetime Income Riders offer protection against outliving accumulated value.
Access to Your Money
- Annuitization with a life payout allows you to turn your annuity accumulation into an income stream for life.
Ability to Outpace Other Fixed Money Products
- Interest in an indexed annuity is credited based on a formula that reflects changes in a market index. When the index performs well the interest credited has the ability to be higher than current interest rates.
Benefits of Triple Compounding
- Earning interest on your contributions
- Earning interest on your interest
- Earning interest on the money that you would have paid in taxes.
Power of the Annual Reset
- Interest is locked into accumulation value annually.
- Provides opportunity when the index is up and protection when the index is down.
- An indexed annuity with annual interest may earn 0% interest in a year, but never a negative amount. Because of the annual reset, the index does not have to make up value from a down year. The index’s year-end value becomes the next year’s year-start value.
Money Goes to Your Family if You Die
- Indexed annuities that have not yet been annuitized pay the full accumulation value upon the death of the annuitant. Once annuitized the owner can choose survivor benefits for their income payout.
- Properly designated beneficiaries ensure that annuities will not have to go through probate.
Supplement Your Social Security Payments
- Financial experts estimate that current Social Security benefits only provide 40% of retirement income, but future benefits may provide even less.
Agents
We hope that this information on fixed indexed annuities is useful to you.
Empower Brokerage is dedicated to helping you make informed decisions about your health and finances. Whether it’s through webinar training, one-on-one calls, seminars, or marketing plans, we want you to be successful!
Give us a call at 888-539-1633 or leave a comment below if you have any questions.
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